This is one area that we were able to lower our bill by about 45%!
For over 10 years we had insurance with a man that dh knew before we were married. Over that 10 year period of time we had never checked on insurance rates because dh always said that his friend gave us the lowest rates possible. I kept thinking about calling around but did not know where to start or who I would even call.
I was having a conversation about this with my mom and she mentioned that we should call the lady she had her insurance through. My mom said she had gotten her and my stepdad lower rates.
I called Mary and gave her all of our information and she recommended what types of coverage we needed etc. That is when I found out the great news that Mary was an insurance broker. She took all of our information from me and shopped around for me to find the lowest rates available. She called me back the next day with 3 different options to choose from. All were lower than the coverage we currently had.
We were able to get a policy with all the exact same coverages we had for $80 less per month. We also had her check our homeowners and was able to save $400 per year on homeowners too.
Mary did all the work of switching our policies. We received some papers in the mail to sign and return to her. It was really easy to make the switch.
www.frugalmnmomma.blogspot.com
Showing posts with label thrifty. Show all posts
Showing posts with label thrifty. Show all posts
Thursday, February 11, 2010
Wednesday, February 10, 2010
Low Cost Fabric Softner & Dishwasher Rinse Agent
Do you like to use fabric softner in your laundry? Here is a low cost alternative....
Vinegar -
just pour the same amount of vinegar into your fabric softner compartment.
I promise your clothes will not smell like vinegar!
Do you buy that expensive jet dry agent for your dishwasher? Low cost alternative....
You guessed it - vinegar
Vinegar -
just pour the same amount of vinegar into your fabric softner compartment.
I promise your clothes will not smell like vinegar!
Do you buy that expensive jet dry agent for your dishwasher? Low cost alternative....
You guessed it - vinegar
Homemade Laundry Soap (Liquid Version)
I use to always buy Tide. Then I decided to be frugal. So that was the end of Tide...
and the beginning of an awesome low cost alternative.
Homemade Laundry Detergent (Liquid Version)
1 bar of Kirks Castile Soap
1 cup Borax
1 cup Washing Soda
Cut the soap into small pieces and place in the pot with 5 cups of water. Bring the water just below a boil and stir until the soap is completely melted. When the soap is just about melted, pour 3 gallons of hot water into the 5-gallon container and let it sit until the soap in the pot is melted. Once all of the soap shavings are melted, pour the mixture into the 5-gallon container and stir.
Once the soap and water are stirred, add the cup of washing soda and stir until dissolved. Once the washing soda is dissolved, pour in the cup of borax and stir again until dissolved. If you would like a scent add some essential oil to your mixture. *If you have a paint mixer attachment for your drill that works great for mixing this*
Now you've got a huge container of hot soapy looking water. Cover the container, place it somewhere out of the way and let it sit overnight. Once it's cooled it will gel. It will not gel uniformly so it will be lumpy and watery.
You use half a cup per load of laundry. This homemade laundry detergent works well in high efficiency washing machines since it is low sudsing.
This recipe makes 442 oz of laundry detergent - you will need 4 oz per load. You should be able to wash 100 loads of laundry.
Cost Breakdown
$1.75 per batch (same as powdered version)
100 loads of laundry comes out to $.02 per load
and the beginning of an awesome low cost alternative.
Homemade Laundry Detergent (Liquid Version)
1 bar of Kirks Castile Soap
1 cup Borax
1 cup Washing Soda
Cut the soap into small pieces and place in the pot with 5 cups of water. Bring the water just below a boil and stir until the soap is completely melted. When the soap is just about melted, pour 3 gallons of hot water into the 5-gallon container and let it sit until the soap in the pot is melted. Once all of the soap shavings are melted, pour the mixture into the 5-gallon container and stir.
Once the soap and water are stirred, add the cup of washing soda and stir until dissolved. Once the washing soda is dissolved, pour in the cup of borax and stir again until dissolved. If you would like a scent add some essential oil to your mixture. *If you have a paint mixer attachment for your drill that works great for mixing this*
Now you've got a huge container of hot soapy looking water. Cover the container, place it somewhere out of the way and let it sit overnight. Once it's cooled it will gel. It will not gel uniformly so it will be lumpy and watery.
You use half a cup per load of laundry. This homemade laundry detergent works well in high efficiency washing machines since it is low sudsing.
This recipe makes 442 oz of laundry detergent - you will need 4 oz per load. You should be able to wash 100 loads of laundry.
Cost Breakdown
$1.75 per batch (same as powdered version)
100 loads of laundry comes out to $.02 per load
Homemade Laundry Soap (Powder Version)
I use to always buy Tide. Then I decided to be frugal. So that was the end of Tide...
and the beginning of an awesome low cost alternative.
Homemade Laundry Detergent
1 bar of Kirks Castile Soap
1 cup Borax
1 cup Washing Soda
Grate soap on the smallest hole setting of your cheese grater or cut it up into small chunks and put it in your food processor/blender. Object is to get the soap into small pieces so it will dissolve in your water. Add the borax and Washing Soda to the soap flakes and mix well. Use 1 Tbsp. per normal soiled laundry load. You will be able to wash approx 32 loads.
We like the fresh smell of this but if you do want to add a scent you can add a couple drops of essential oil to your mix.
I was able to purchase all of the ingredients at our local Econo Foods Store.
Cost for the ingredients
Kirks Soap $.83/bar
55 oz Arm & Hammer Washing Soda $3.79
76 oz Borax $3.49
Total spent for supplies $8.11
Cost - Homemade vs. Tide
Homemade $1.75 per batch or .05/load of laundry
Tide on sale $5.00 per bottle or .16/load of laundry
Much lower cost and much better for the environment.
and the beginning of an awesome low cost alternative.
Homemade Laundry Detergent
1 bar of Kirks Castile Soap
1 cup Borax
1 cup Washing Soda
Grate soap on the smallest hole setting of your cheese grater or cut it up into small chunks and put it in your food processor/blender. Object is to get the soap into small pieces so it will dissolve in your water. Add the borax and Washing Soda to the soap flakes and mix well. Use 1 Tbsp. per normal soiled laundry load. You will be able to wash approx 32 loads.
We like the fresh smell of this but if you do want to add a scent you can add a couple drops of essential oil to your mix.
I was able to purchase all of the ingredients at our local Econo Foods Store.
Cost for the ingredients
Kirks Soap $.83/bar
55 oz Arm & Hammer Washing Soda $3.79
76 oz Borax $3.49
Total spent for supplies $8.11
Cost - Homemade vs. Tide
Homemade $1.75 per batch or .05/load of laundry
Tide on sale $5.00 per bottle or .16/load of laundry
Much lower cost and much better for the environment.
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